such as in retirement, should invest in more safe assets, like bonds, as they need to preserve capital. A common rule of thumb is 100 minus your age to determine your allocation to stocks.
It’s not just your age or ability ... Additionally, asset allocation is perhaps the most important determining factor in the size of nest egg you’ll end up with come retirement.
5. Life-Cycle or Target-Date Allocation Life-cycle funds, commonly known as target-date funds, adjust their asset allocation over time based on the investor's anticipated retirement date. These funds ...
The Bandhan Multi Asset Allocation Fund Regular Growth has an AUM of 1814.32 crores & has delivered CAGR of 0.00% in the last 5 years. The fund has an exit load of 0.50% and an expense ratio of 1.99%.
But for those closer to retirement age, that might not be best ... gets more than 7% to 10% away from your original asset allocation, which was constructed to match your time horizon, risk ...