"The way I did it was the dumbest, hardest way possible," she tells Money. "I was just so full of dreams and wanting to make it but I made it work." She'd joined the growing number of people ...

Information provided on Forbes Advisor is for educational purposes only. Your financial situation is unique and the products and services we review may not be right for your circumstances.

Start with a lucrative bonus, add 3% back on restaurants, 1.5% back outside of bonus categories and flexible redemption options, and you have a winner. The card's rewards structure isn't the ...