This study examined the impact of four innovation process types—organizational, product, process, and marketing—on the market share of universal banking services in Ghana. Data were collected from 100 ...

In presenting a political polemic disguised as objective science, the authors of this paper and of other similar contributions choose to ignore the following facts: Israel employs precision munitions, ...

Writing a research paper can be one of the more frustrating tasks students face during their studies With numerous assignments looming deadlines and the pressure to produce quality work it no surprise ...

After decades of practising psychotherapy, I believe it has little foundation in science and often causes harm ...

Michael Huemer’s book Progressive Myths takes the progressive worldviews to task, exposing them for their deceitfulness. As ...

Qlib is an AI-oriented quantitative investment platform that aims to realize the potential, empower research, and create value using AI technologies in quantitative investment, from exploring ideas to ...

Better yet, the new battery can outperform state-of-the-art battery chemistry. It has the potential to change electrochemical processes and devices for the better — yet another perfect example of the ...

Multimodal C4: An Open, Billion-scale Corpus of Images Interleaved with Text NeurIPS D&B 2023 2023-04-14 Interleaved Image-Text TikTalk: A Multi-Modal Dialogue Dataset for Real-World Chitchat ACM MM ...

NASA's beleaguered Mars Sample Return program currently faces extreme costs of up to $11 billion and a timeline that could reach 2040. The year 2025 isn't even a week old and NASA is already ...

CBSE Class 12th Sample Papers 2025: The Central Board of Secondary Education (CBSE) has made available all subject sample papers officially along with solutions for academic year 2024-25 ...

Hall of Fame quarterback Troy Aikman is one of the most candid announcers on television in any sport—unafraid to jab players, coaches or even whole organizations when criticism is warranted.

But in other nations, fertility rates remained substantial until the 1990s but plummeted subsequently. This paper addresses why some countries in Europe and Asia with moderate fertility levels in ...