If your end goal for opening a CD is to earn the greatest return, then you can only do so by opening a long-term CD now, not ...

With the CD account interest rate landscape changed, savers should consider the answers to these four questions now.

That said, CD rates are likely to continue falling throughout 2025. Now's a great time to lock in a high CD rate before interest rates fall again. At Business Insider, we keep track of over 160 ...

The best CD rate for a 12-month CD term right now is 4.55% APY from Credit Human ... Insider's personal finance team looked at over 60 financial institutions to find the best 12-month CD rates.

Rates for many of the highest-earning certificates of deposit are starting 2025 off a little lower than they were a few weeks ago. But while gone are the days of the widely available 6% fixed return, ...

As of June 2024, the average 60-month CD rate is 1.43%, according to data from the FDIC. While that might seem low, it’s possible to find certificates with a much higher APY, which will yield ...

Their terms run from 3 to 60 months, which is on par for many similar banks and credit unions ... depending on the length of the CD term and the policies of the issuing bank. But some banks now offer ...

Alliant Credit Union, our top pick for CD rates, offers CDs with up to 4.30% APY with terms ranging from three months to 60 months with a minimum $1,000 deposit required. From 3.10% to 4.25% APY ...

CNBC Select will update as changes are made public. If you're looking for a safe place to park significant savings, a jumbo CD can be a good choice. Most jumbo CDs require a minimum deposit of at ...