Actual terms vary by lender. I own a 2016 Hyundai Genesis 3.8 Htrac. The most effortless, smooth, reliable beautiful luxury car I've ever owned. I've put 80000 plus miles on mine. No break downs ...
It’s important to carefully check the trims of the car you’re interested in to make sure that you’re getting the features you want, and aren’t overpaying for those you don’t want.