2024年11月11日 · A strategic default is a deliberate decision by a borrower to stop payments on a mortgage debt. It typically occurs when property values drop.

A strategic default is the decision by a borrower to stop making payments (i.e., to default) on a debt, despite having the financial ability to make the payments. This is particularly associated …

2023年2月10日 · With a strategic default, depending on your state's laws, you might be liable for a deficiency judgment after a foreclosure. Or, depending on state law, you might be safe from a …

2023年4月28日 · Property owners typically rely on strategic default when the remaining balance due on their mortgage exceeds the property’s market value. Whether you seek to simply cut …

2019年11月7日 · “The strategic decision to default is fundamentally a business decision to cut losses.” During the most recent financial crisis, negative equity in the U.S. peaked at 26% in …

2023年10月20日 · Strategic default is a term used to describe a deliberate decision to stop making payments on a debt, such as credit card debt or private student loans, while …

2023年9月16日 · 什么是战略违约？ 战略违约是借款人故意决定停止偿还债务。该决定由债务人而非贷方做出。 住宅或商业物业的抵押贷款持有人有时会选择战略违约选项，他们分析了违约 …

Strategic default refers to a situation where a borrower intentionally decides to stop making payments on a loan, even though they have the financial ability to continue paying. This often …

Strategic default is a deliberate decision to stop repaying a mortgage, often chosen in times of financial distress. It causes significant damage to credit scores, making it challenging to …

Definition. Strategic Default is the decision by a counterparty (borrower) to default on contractual financial obligations, despite having the ability to fulfill their obligations . The term highlights …